Instantly accept & verify checks online

Without SeamlessChex

With SeamlessChex

Join over 1,637 businesses that trust SeamlessChex.
Reduce fraud, costly bank NSF fees, and get paid faster.

Try it out
100% free. No credit card required. Immediate access.
Verify checks from over 10,000+ national & local banks

Verify a customer’s check in 3 simple steps:

Send check payment request in a few clicks

SeamlessChex creates a link with a blank check that can be sent to your customer via email or added to your website.

Recipient enters checking account or bank info

The customer is redirected to their online banking account to validate funds and account validity in real-time.

Customer bank information is verified. Check is ready for deposit

The routing/account number automatically populates. Only accounts with sufficient balances are able to submit payment.

Trusted by over 1,637 businesses & entrepreneurs

Seamlesschex has really benefited our AR collections department. This is a quick and easy way for our customer base to pay their bills. We are an automotive retail/wholesale shop with over 90 locations and SeamlessChex's helps us collect out money faster, easier and more efficiently.

Phil Levi

Credit & A/R Manager, Parts Authority Inc.
BBB Rating

Forget about fraud & focus on your business.
Get started for free.

try it free
100% free. No credit card required. Immediate access.

SeamlessChex makes accepting checks online safe

Online business is inherently risky. SeamlessChex removes the risk by having your customers verify their account ownership and funds via their bank login.

The extra layer of security:

- Confirms your customer account balance (so you don’t have to worry about checks bouncing)
- Authenticates customer ccount ownership
- Reduces fraud
- Reduces costly NSF fees
- Eliminates human error

See why 1,637 American businesses love SeamlessChex

Sam Ende

Raich Ende Malter & Co. LLP

Excellent Service! Sending invoices with Paynote has significantly reduced A/R by providing our customers with a simple way to pay online with digital checks.

Alim Sunderji


SeamlessChex has been an invaluable addition to our company. It has drastically reduced the time to receive payments for our outstanding invoices.

Rory Marks

Managing Partner
Central Dilligence Group

Very reliable verificaiton and great customer service. Customer Support is always responsive and available. Very useful product to have available for our industry.

Join over 1,637 Businesses

Try it out
100% free. No credit card required. Immediate access.