Instantly Accept and Verify Checks Online

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With SeamlessChexWith SeamlessChex

Join thousands of businesses that trust Seamless Chex. Reduce fraud, costly NSF fees, and get paid faster.

Verify checks from over 5,000+ national and local banks

Bank of AmericaCapital OneCitiBankUSbankWells FargoChase
  • Bank of America
  • CitiBank
  • Wells Fargo
  • Capital One
  • USbank
  • Chase
Basic Verification
PLAID
Qualifications

Connect bank accounts via username and password - without exposing account and routing numbers.

Real-Time Account Verification

Ensure funds are coming from and going to legitimate bank accounts.

Balance Check

Verify real-time account balances. Eliminate overdraft and NSF fees forever.

Account Validation

Verify critical information, including account type (checking, savings, money market, etc.), and that bank account numbers are ACH- and wire-capable. Validate that account numbers match the structure issued by the financial institution.

Routing Validation

Validate that a bank routing number belongs to a given financial Institution, verify an account's ability to credit or debit ACH or wires, and check the status of the routing number.

Supported Payment Methods

Payment Link

Virtual Terminal

Online Checkout

Bulk File Upload

API

Basic Verification
Bank Credentialed Login
  • User can connect their bank account via Username and password rather than showing their account and routing number.
Bank Credentialed Login
  • Ensure funds are coming from and going to legitimate bank accounts
Balance Check
  • Verify real-time accout balances. Protect against overdraft and NSF fees.
Account Validation
  • Verify real-time accout balances. Protect against overdraft and NSF fees.
Routing Validation
  • Verify real-time accout balances. Protect against overdraft and NSF fees.
Supported Payment Methods
Verify real-time accout balances. Protect against overdraft and NSF fees.
  • Payment Link
  • Virtual Terminal
  • Bulk File Upload
  • Bulk File Upload
  • API
PLAID
Bank Credentialed Login
  • User can connect their bank account via Username and password rather than showing their account and routing number.
Bank Credentialed Login
  • Ensure funds are coming from and going to legitimate bank accounts
Balance Check
  • Verify real-time accout balances. Protect against overdraft and NSF fees.
Account Validation
  • Verify real-time accout balances. Protect against overdraft and NSF fees.
Routing Validation
  • Verify real-time accout balances. Protect against overdraft and NSF fees.
Supported Payment Methods
Verify real-time accout balances. Protect against overdraft and NSF fees.
  • Payment Link
  • Virtual Terminal
  • Bulk File Upload
  • Bulk File Upload
  • API

Verify a customer’s bank account in 3 simple steps:

Customer selects financial institution
Customer selects financial institution
Customer enters online banking credentials
Customer enters online banking credentials
Customer bank account  is verified
Customer bank account  is verified

Trusted by Thousands of Businesses and Entrepreneurs

Trusted by Thousands of Businesses & Entrepreneurs
Trusted by Thousands of Businesses & Entrepreneurs

eCheck Verification

Authentication
Authentication

Instantly authenticate accounts for a more seamless and secure payment experience

Identity
Identity

Verify user Identity and reduce fraud by matching user identity information against financial institution files

eCheck Verification
  • 10+

    Years in Business

  • Billions

    of Dollars Processed

  • Millions

    of Transactions
    Verified

  • $2MM+

    Saved on Postage

Forget about fraud and focus on your business. Get started now.

Sign Up Now

Seamless Chex makes accepting online checks safe and easy

Online business is inherently risky. Fortunately, Seamless Chex removes the risk by allowing your customers to verify their account ownership and funds via their bank login.

  • Confirms your customer account balance (so you don’t have to worry about checks bouncing)
  • Authenticates customer account ownership
  • Reduces fraud
  • Reduces costly NSF fees
  • Eliminates human error
SeamlessChex makes accepting online checks safe and easy

Join Thousands of Businesses Using Seamless Chex

Discover The Payment Processing Solution That's Right For You

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Accept Debit and Credit Card payments
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Revolutionize payment processing forever -

Start accepting and sending payments today.