Insights for Smarter Payments
Expert tips, trends, and strategies to grow your eCommerce business and reduce risk.
Why Keyed Virtual Terminal Sales Cost More Than Online Ones
Keyed virtual terminal sales are card-not-present and priced as riskier. Learn which AVS, CVV and payment link steps help lower the cost of phone orders.
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Two Processors, Two Holds: Closing the Switch-Over Cash Gap
After a closure, the old processor's hold and the new one's reserve can lock up cash at once. Learn how to negotiate a delayed reserve start before you sign.
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Nutra Free-Trial Offers After the FTC's $12M Processor Settlement
A nutraceutical merchant account now depends on how you bill: expect free-trial offers to be declined or reserved through 2027 while clear subscriptions pass.
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After the FTC's September Settlements, High-Risk Onboarding Tightens
The FTC's September 2026 processor settlements should tighten high-risk onboarding. See what applications will ask next and why full disclosure speeds approval.
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Cross-Border Card Acceptance for Multi-Market Casinos
A casino payment processing guide: why foreign cards decline, what interchange caps change, and how to match acquiring and MCC 7995 handling to each market.
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Fixing Failed Recurring Charges in Telehealth Billing
Recover failed recurring card charges in telehealth billing by sorting declines by cause, retrying inside network rules, and settling before the next visit.
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Which Credit Card Fees You Can Negotiate, and Which You Can't
Interchange and network assessments are fixed, but your processor's markup and account fees can be negotiated. Learn how to find them and cut your card costs.
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The Churn Hidden in Your Gym's Declined Card Renewals
Declined gym renewals turn into cancellations members never chose. Learn how card updaters and timed retries win them back, and which declines are real exits.
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Does the HIPAA Bank Exemption Cover Your Card Processor?
Card processors that only run payments fall under HIPAA's Section 1179 exemption. Learn when one becomes a business associate and how to keep checkout PHI-free.
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How Nutra Merchants Cut Reserves in 12 Months
Established nutra card merchants can work a rolling reserve down within a year. See which dispute lines and monthly records back a request for a smaller hold.
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