Modern Payment Processing Solutions for All Business Types

Simple, reliable payment processing built for business owners — including high-risk, high-growth, and subscription-driven brands. No surprises. No shutdowns. No stress.

Accept cards, ACH, and e-checks — plus instant payouts — with dedicated support that treats your business like it matters.

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Personalized Payment Solutions For All Business Types
A+
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4.8/5
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4.8/5
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Top Credit Card
#2,150
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Why Businesses Choose SeamlessChex
You Don’t Want Processing — You Want Peace of Mind.

Seamless Merchant
Credit & Debit Card Processing
Seamless Merchant

Accept Credit & Debit Cards — Without the Headaches

Fast Approvals
Increase authorization rates—even for hard-to-place merchants
Reduce risk and disputes with built-in fraud and chargeback support
Scale with confidence: no surprise holds and flexible reserve options

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Debit and Credit Card Processing
Seamless Paynote
Pay By Bank & Instant ACH Payouts
PAYNOTE

Add ACH to your checkout — and send instant payouts.

Accept Pay by Bank at checkout
Send instant payouts to customers, partners, or vendors
Improve satisfaction with faster access to funds
Reduce fraud and returns with Plaid-verified bank transfers
Stop waiting days for ACH funds to clear

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ACH and eCheck Processing
Seamless Chex
eCheck Processing
SeamlessChex

Accept Checks Online - Faster Cash, Lower Cost

Debit customers directly using routing and account numbers
Convert paper checks into fast, fully digital payments
Access same-day deposits—no mailing delays
Pay lower fees and reduce chargebacks compared to cards
Get paid faster while keeping more of your revenue

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ACH and eCheck Processing

Get Started — It’s Easier Than You Think

Get approved fast - scale with confidence. Find the right solution for you:

You’re in good company with our processing services

As a business owner, Paynote has helped to significantly reduce the number of checks we have to put in the mail, which has saved us on postage and time spent.

Clifford Parker
Clifford Parker
CEO @Parker Insurance

Seamless Merchant has been a great asset to our organization for the past 5 years. They are always quick to respond and a pleasure to work with.

Marek Zribko
Marek Zribko
Manager @Omar Mediterranean Cuisine

Seamless Merchant has been great at keeping our payment processing fees at an absolute minimum.

Jared Lubel
Jared Lubel
President @Ruby & Jenna

Thanks to the insightful advice and great service offered by the team at Seamless Merchant, our ecommerce business operates more efficiently.

Hakan Lindskog
Hakan Lindskog
Chief Operating Officer NeuroHacker Collective

eCheck verification has reduced returned checks for our clients by 63% resulting in thousands saved on bank fees. They also offer A+ developer support!

J.W. Epply
J.W. Epply
CEO @Connected.co

Very reliable verification and great customer service. Customer Support is always responsive and available.

Rory Marks
Rory Marks
Managing Partner @Central Diligence Group

We have over 90 locations and Seamless Chex helps us collect out money faster, easier and more efficiently.

Phil Levi
Phil Levi
Credit & A/R Manager@ Parts Authority, Inc.

Excellent service! Sending invoices with Paynote has significantly reduced A/R by letting our customers pay online.

Sam Ende
Sam Ende
CPA @Raich Ende

Malter & Co.

SeamlessChex helped us solve one of the crucial problems we were having as a business: recurring payment to vendors.

Justin Mitchell
Justin Mitchell
Founder, Owner@ SoFriendly

Paynote allows us to easily request one time and recurring rent payments from our tenants.

Sam Katz
Sam Katz
Executive Director@ Roxann Realty

SeamlessChex has made it easy for our business to receive funds the next day from our clients.

Tiffany Kapp
Tiffany Kapp
Managing Partner@ Custom Business Solutions

Every small business needs Paynote! Paynote's allowed me to send and receive payments quickly, securely, and reliably.

Jeff Swersky
Jeff Swersky
Owner @Jeff Swersky
Consulting

SeamlessChex has been an invaluable addition to our company. It has drastically reduced the time to receive.

Alim Sunderji
Alim Sunderji
COO @Sleeptronic @Parker Insurance