Merchant Services Tailored to Your Business

Meet Seamless Merchant: The last merchant account you'll ever need.

Our custom solutions and streamlined underwriting process allow you to start accepting credit card payments today.

No matter what your need may be, we provide smart solutions for all legal businesses.

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Merchant Services Tailored to Your Business

We’re trusted and loved by customers

A+
Accredited business bbb
4.8/5
Trustpilot
4.5/5
Merchant Maverick
5/5
Top Credit Card

The Last Merchant Relationship You'll Ever Need

Experience

Experience

Our founders have more than 30 years of experience in the payment processing industry.

Expertise

Expertise

We've provided secure payment solutions for thousands of high-risk merchant accounts.

Unique Relationships

Unique Relationships

Our 25+ bank relationships allow our merchants to enjoy flexibility, security, and choice.

The Seamless Merchant Advantage

No Contracts or Setup Fees
No Contracts or Setup Fees

Enjoy hassle-free onboarding and fast approvals with our online application and eSign.

White-Glove Experience
White-Glove Experience

Get direct access to your dedicated account manager via Phone, Skype, or Slack.

Higher Transaction Approval Rates
Higher Transaction Approval Rates

Never miss another sale due to unnecessary declines or low transaction approval rates.

Scalability
Scalability

Grow your account each month without worrying about held funds or volume caps.

Flexible Reserve Terms
Flexible Reserve Terms

Conduct your business confidently knowing that our team will be here for you when hiccups happen.

Direct Access to Risk
Direct Access to Risk

Make more strategic business choices with direct access to experienced underwriting and risk decision-makers.

Want to get started?

Start accepting payments today with Seamless Merchant

True Payment Processing Experts

What makes Seamless Merchant different? Simple: we're payment processing experts.

When you work with us, you onboard a team of professionals that truly understand the needs of high-risk merchants.

In fact, we created SeamlessMerchant so high-risk, e-commerce, and B2B merchants can focus on growing their businesses and leave merchant processing to the pros.

Isn't it time for merchant processing services that actually work for you?

Jonathan Albert
Jonathan Albert
Co-Founder, Head of Growth
Douglas Kelsey
Douglas Kelsey
Director of Sales

Our Integrations

and many more...

Our 4-Step Process

Consultation Call

Consultation Call

During this call, we seek to understand how you run your business, your pain points, and your goals for the merchant processing relationship.

Underwriting Pre-Vet

Underwriting Pre-Vet

Next, we provide an in-depth explanation of how the business functions, as well as its financial strength, processing profile, and credit card processing needs.

Underwriting Submission

Underwriting Submission

We submit a full merchant package and address all underwriting questions and requests before setting final approval terms.

Merchant Deployment

Merchant Deployment

Finally, we provision the merchant account, assign a merchant ID (MID), and deploy the right payment equipment/gateway.

For eCommerce

Accept credit cards and ACH payments online.

  • 25+ Banks: Our unique banking relationships allow us to get hard to place deals done.
  • Scalability: Grow your business as needed.
  • Flexibility: Return and Chargeback
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Accept credit cards and ACH payments online.
Leverage our user-friendly portal for simple online reporting and financial management.
For Retail Merchants

Leverage our user-friendly portal for simple online reporting and financial management.

  • Free equipment: Choose your terminal or low-cost payment gateway.
  • Zero Cost Processing: Pass your processing fees to your customers.
  • White Glove Service: Each merchant is assigned an account rep that they can speak with over the phone, text, email, or through our web chat. We guarantee same-day responses.
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Industries Served

Our bank relationships allow us to serve low- and high-risk businesses alike.

If your business has struggled to find a way to accept credit cards online because of the nature of your industry, Seamless Merchant will be able to help.

  • Restaurants
  • Document Preparation
  • CBD
  • Financial Services
  • Credit Repair
  • Online Dating
  • Retail
  • Medical Marijuana Dispensaries
  • Adult
  • Logistic, shipping & Movers
  • Charity Donations
  • Marketplace
  • Firearms
  • Web Design & Computer Support
  • Travel
  • Multi-Level Marketing
  • Nutraceuticals
  • Online Gambling

You’re in good company

Thousands of business owners trust Seamless Chex to help them accept and send payments.

As a business owner, Paynote has helped to significantly reduce the number of checks we have to put in the mail, which has saved us on postage and time spent.

Clifford Parker
Clifford Parker
CEO @Parker Insurance

Seamless Merchant has been a great asset to our organization for the past 5 years. They are always quick to respond and a pleasure to work with.

Marek Zribko
Marek Zribko
Manager @Omar Mediterranean Cuisine

Seamless Merchant has been great at keeping our payment processing fees at an absolute minimum.

Jared Lubel
Jared Lubel
President @Ruby & Jenna

Thanks to the insightful advice and great service offered by the team at Seamless Merchant, our ecommerce business operates more efficiently.

Hakan Lindskog
Hakan Lindskog
Chief Operating Officer NeuroHacker Collective

eCheck verification has reduced returned checks for our clients by 63% resulting in thousands saved on bank fees. They also offer A+ developer support!

J.W. Epply
J.W. Epply
CEO @Connected.co

Very reliable verification and great customer service. Customer Support is always responsive and available.

Rory Marks
Rory Marks
Managing Partner @Central Diligence Group

Paynote has helped to significantly reduce the number of checks we have to put in the mail, saving both money & time.

Alon Alexander
Alon Alexander
President @Kent Services

We have over 90 locations and Seamless Chex helps us collect out money faster, easier and more efficiently.

Phil Levi
Phil Levi
Credit & A/R Manager@ Parts Authority, Inc.

Excellent service! Sending invoices with Paynote has significantly reduced A/R by letting our customers pay online.

Sam Ende
Sam Ende
CPA @Raich Ende

Malter & Co.

SeamlessChex helped us solve one of the crucial problems we were having as a business: recurring payment to vendors.

Justin Mitchell
Justin Mitchell
Founder, Owner@ SoFriendly

Paynote allows us to easily request one time and recurring rent payments from our tenants.

Sam Katz
Sam Katz
Executive Director@ Roxann Realty

SeamlessChex has made it easy for our business to receive funds the next day from our clients.

Tiffany Kapp
Tiffany Kapp
Managing Partner@ Custom Business Solutions

Every small business needs Paynote! Paynote's allowed me to send and receive payments quickly, securely, and reliably.

Jeff Swersky
Jeff Swersky
Owner @Jeff Swersky
Consulting

SeamlessChex has been an invaluable addition to our company. It has drastically reduced the time to receive.

Alim Sunderji
Alim Sunderji
COO @Sleeptronic @Parker Insurance

Ready to get started?

Begin accepting and sending payments today.
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Discover The Payment Processing Solution That's Right For You

E-check
Debit bank accounts via eCheck and ACH
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Paynote
Accept Verified ACH payments and send payouts
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Merchant Service
Accept Debit and Credit Card payments
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Revolutionize payment processing forever -

Start accepting and sending payments today.