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High-Volume Merchant Account Services

High-Volume Merchant Account Services

All businesses want to maximize sales. High-volume sales benefit businesses as long as customers pay in cash for most transactions. When customers pay primarily with credit cards, however, a high sales volume becomes a blessing AND a curse.

If you run a business with more than $100,000 in monthly sales, banks consider you a high-volume merchant, which makes payment processing solutions challenging to access.

Some banks will provide a merchant account, for example, but set limits on monthly transactions. The bank may freeze, flag, or terminate your merchant account if you process more than that limit. Other banks and payment processors will flag your business as too risky to work with.

Fortunately, SeamlessChex is here for you. We understand the challenges high-ticket and high-volume merchants face, and we’re committed to providing payment processing solutions that work for you.

We Serve Companies in These High-Volume Industries:

We also serve other industries that may be unlisted. Contact a SeamlessChex representative to learn if a high-ticket or high-volume merchant account is right for you!

Why are High-Volume Merchants Considered High-Risk?

With increased sales and higher-volume payment processing, there’s a potential for more people to use compromised credit card data to buy products. Additionally, high-volume and high-ticket merchant accounts may also experience significantly more chargebacks.

Chargebacks occur when customers dispute the purchase with their credit card company to get their money back. This can threaten high-volume merchant accounts and devastate businesses. Banks may suspend or terminate your merchant account if your chargeback ratio exceeds the average rate of one percent. Excessive chargebacks also eat into your business profits, increasing the risk of bankruptcy.

How SeamlessChex Supports High-Volume Merchants


SeamlessChex has more than 15 years of experience providing payment processing services for businesses in diverse industries.

We have unique relationships with more than 25 banks, allowing us to get your high-volume merchant account approved with the transaction limits you need AND room to grow.

High-volume merchants can use our payment platforms to process credit card, automated clearing house (ACH), and digital check payments without limits on their monthly sales volume.

Whether you’re a fast-growing company or an established enterprise, SeamlessChex can help your business reduce risk and accept high-volume payments easily and securely. We use cutting-edge fraud mitigation and chargeback reduction technologies to safeguard high-volume and high-ticket merchant accounts and decrease the risk of termination.

In addition to preserving high-volume merchant accounts, our chargeback mitigation solutions protect businesses from friendly fraud, improving cash flow and profitability.

How our High-Volume Merchant Services can Help You:

  • Reduce payment fraud
  • Lower chargeback ratios
  • Protect merchant accounts
  • Process secure transactions
  • Improve business profitability

Partner With Partner with SeamlessChex to Process Your High-Volume Payments

Was your high-ticket or high-volume merchant account suspended or terminated by the processor or acquiring bank? Are limitations on your monthly sales hindering your company’s growth?

If you want to process a large number of transactions while protecting your business from fraud, SeamlessChex can help. Contact us to learn more about our Seamless Merchant services, or sign up now to start accepting high-volume payments today.

Discover The Payment Processing Solution That's Right For You

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