Find the right solution for your business

  • What it does

    How It Works

    Verification Response
  • Routing Validation
  • Balance Confirmation
  • Account Validation
  • Bank Coverage
  • Return Reduction
Bank Authentication
Allows only customers with sufficient funds in their bank account to submit a check
Send a payment link to your customer for them to enter online bank login
Instant
Yes
Yes
Yes
Best
Best

$100+/mo

Funds Confirmation
All checks are submitted and a verification response indicates sufficient funds
Enter your customers bank routing/account number in the portal or send a payment link
Up to 4 hours
Yes
Yes
No
Better
Better

$90+/mo

Basic Verification
Provides verification responses on bank routing and account numbers
Enter your customers bank routing/account number in the portal or send a payment link
Not Available
Yes
No
No
Good
Good

Included in all plans

Have bigger needs?

Contact Sales
  • Send/Recieve
  • eCheck verification
  • Invoicing
  • Recurring Billing
  • Accept check payment by phone
  • Setup and Approval
  • Standard Funding
  • Deposits
  • Verification
  • Connectivety
  • FreeTrial
echeck processing

$149.99/mo

Plus 5% and
$0.50 per check
Receive
2-3 days
Next day
Electronic
API
CC PROCESSING

$25/mo

Plus 2.75% and
$.15/transaction
Receive
24 hours
2 days
Electronic
API

Need our verification services? Learn more

Find the right fit for your business

paynote

$9+/mo

Instantly send & request verified bank transfers
Send & Receive payments
Instant account setup
Instant balance confirmation
Recurring billing
Electronic deposits
ach

$25+/mo

Accept eChecks/ACH payments online
Send & Receive payments
24 hours account setup
Recurring billing
Electronic deposits
echeck

$24.99/mo

Instantly accept eChecks online
Receive payments
Instant account setup
Instant balance confirmation
Print and manual deposit

Additional Solutions

eCheck Processing

Accept eChecks and receive deposits directly into your bank account. The perfect ACH alternative.
Learn More -->

Credit Card Processing

Start accepting credit and debit cards online and in store. We specialize in hard to place ecommerce businesses.
Learn More -->

eCheck Verification

We offer the most advanced bank account verification available including Bank Authentication, Funds Confirmation and Basic Verification. See details below.

Bank Authentication

Instant bank account balance confirmation. Customers enters their online bank login info and select their account. Only a customer with sufficient funds in their bank account are able to submit payment. Greatly reduces fraud and bank NSF fees.

Funds Confirmation

Your or your customer enters bank account routing/account numbers and we ping the account for a balance confirmation response. Enter by 12pm EST and receive a response by 5pm EST.

Basic Verification

You or your customer enters payment info manually or using the payment link. We alert you if the account is closed, has a negative balance, or is invalid. Included on all plans.