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High Ticket Payment Processor: Built for Volume Processing

Mainstream payment processors, like Stripe, PayPal, and Square, flag large transactions as suspicious, hold funds without warning, or shut down accounts entirely, even for legitimate businesses. If your average sale exceeds $1,000, their instant-approval model wasn't built for you. If you process more than $10,000-50,000 a month, you’re probably on borrowed time with these processors, too.

SeamlessChex provides stable, high ticket payment processor solutions designed for businesses handling large transactions. With proper underwriting, 25+ banking partnerships, and white-glove support, you can accept payments without fear of account termination.

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Why Mainstream Processors Fail High-Ticket Merchants

Mainstream processors approve accounts instantly without underwriting. They discover your business characteristics after you start processing, creating dangerous situations for high ticket merchant accounts.

You get flagged for:

Last year, millions of merchant accounts were shut down by these processors. Even if you follow every rule, a competitor's issue could trigger industry-wide reviews that freeze your funds.

Frequently Asked Questions

Why do mainstream processors shut down high ticket merchant accounts?

The instant approval most traditional processors offer usually means they discover business characteristics after you process. High transactions trigger automated risk flags, causing shutdowns even for legitimate businesses.

What reserve requirements should I expect?

Typical reserves: 5-10% held for 90-180 days. We discuss terms transparently during underwriting, and we are flexible in meeting the needs of individual businesses.

How long does approval take?

7-12 business days, including underwriting, banking selection, integration, and testing. In some cases, certain functionality can be expedited.

Do you support recurring billing?

Yes. Built-in recurring billing for subscriptions, payment plans, and memberships at no extra cost.

How quickly will I receive funds?

Most merchants receive next-day funding.

Key Financial Services Payment Features

Expedited Onboarding with a Simple Application

We offer an expedited application and onboarding process to get financial services payments up and running as quickly as possible.

Omnichannel Payment Support

Accept a variety of payment options in-person, online, and through a mobile app with true omnichannel payment.

Industry-Leading Security and Compliance

We leverage a PCI-DSS security standard and fully compliant finance payment gateways to mitigate risk and allow your clients to pay with confidence.

2-Way Payment Support

We don’t only support incoming payments. We can also help intermediaries (e.g., brokers, financial advisors, traders) who need to receive payment from one party and disperse payment to another.

Scalable Merchant Accounts

No more volume caps, account freezes, or shutdowns for sudden increases in transaction volume—we allow our clients to scale with confidence.

Recurring Payments & Flexible Payment Plan Support

The best finance firms offer flexibility to their clients, and their payment processor needs to be able to keep up. We support a variety of recurrent and planned payments to make sure your clients get the flexibility they need.

Stop Worrying About Shutdowns. Start Growing.

You shouldn't fear account closures or frozen funds for handling high-value transactions. SeamlessChex provides the stable, scalable, high ticket payment processor solution you need with proper underwriting, multiple banking partnerships, and dedicated support.

Contact Our Team

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