Accept Checks Online in 60 seconds or less

#1 Check Processing Solution for Small Businesses, Agencies and Freelancers

  • Accept checks and debit your customers account instantly
  • Verify customers bank accounts and balances to ensure checks do not bounce
  • Save on credit card fees with our flat-fee pricing
  • Instant account setup and access to our online portal
  • Secure hosted payments page
  • Recurring billing
Create Account
  • Save up to 2%
  • Next Day Funding
  • Same Day Set Up
Accept Checks Online in 60 seconds or less

We’re trusted and loved by customers

A+
Accredited business bbb
4.8/5
Trustpilot
4.5/5
Merchant Maverick
5/5
Top Credit Card

Join thousands of businesses that trust SeamlessChex

  • 10+

    Years in Business

  • Billions

    of Dollars
    Processed

  • Millions

    of Checks
    Verified

  • $1M+

    Saved on
    Postage

We've Got All Your Payment Processing Needs Covered

Multiple ways to accept checks from your customers

Multiple ways to accept checks from your customers

Enter Checks using your virtual terminal, hosted payment page link, bulk upload via CSV, or via API.

Get checks deposited directly into your bank account

Get checks deposited directly into your bank account

Fast next day deposits.

Instantly know if a check will clear or bounce before you deposit

Instantly know if a check will clear or bounce before you deposit

Advanced verification tools validate customer funds and account validity in real-time. Avoid check fraud, NSF fees, and other headaches.

Tons of powerful features. Ridiculously easy to use.

Tons of powerful features. Ridiculously easy to use.

Bulk upload, recurring billing, and signature capture are just a few of extra goodies that make Seamless Chex the most advanced - yet easiest to use - check software available.

Never wait for the check in the mail ever again

  • Save up to 2%
  • Next Day Funding
  • Same Day Setup

Seamless Chex was built with you in mind

Are you a Freelancer, or Self-Employed?

Are you a Freelancer, or Self-Employed?

Seamless Chex makes billing and processing client check payments easy. You don’t need a merchant account, credit check, and you’ll never pay any transaction fees.

Do you manage an Agency, Firm or Small Business?

Do you manage an Agency, Firm or Small Business?

Seamless Chex is simple to use, so anyone on your team can get up and running in seconds. Law firms, insurance agencies, and retail businesses are just a handful of the many different sectors who reply on Seamless Chex daily.

You’re in good company

Thousands of business owners trust Seamless Chex to help them accept and send payments.

As a business owner, Paynote has helped to significantly reduce the number of checks we have to put in the mail, which has saved us on postage and time spent.

Clifford Parker
Clifford Parker
CEO @Parker Insurance

Seamless Merchant has been a great asset to our organization for the past 5 years. They are always quick to respond and a pleasure to work with.

Marek Zribko
Marek Zribko
Manager @Omar Mediterranean Cuisine

Seamless Merchant has been great at keeping our payment processing fees at an absolute minimum.

Jared Lubel
Jared Lubel
President @Ruby & Jenna

Thanks to the insightful advice and great service offered by the team at Seamless Merchant, our ecommerce business operates more efficiently.

Hakan Lindskog
Hakan Lindskog
Chief Operating Officer NeuroHacker Collective

eCheck verification has reduced returned checks for our clients by 63% resulting in thousands saved on bank fees. They also offer A+ developer support!

J.W. Epply
J.W. Epply
CEO @Connected.co

Very reliable verification and great customer service. Customer Support is always responsive and available.

Rory Marks
Rory Marks
Managing Partner @Central Diligence Group

Paynote has helped to significantly reduce the number of checks we have to put in the mail, saving both money & time.

Alon Alexander
Alon Alexander
President @Kent Services

We have over 90 locations and Seamless Chex helps us collect out money faster, easier and more efficiently.

Phil Levi
Phil Levi
Credit & A/R Manager@ Parts Authority, Inc.

Excellent service! Sending invoices with Paynote has significantly reduced A/R by letting our customers pay online.

Sam Ende
Sam Ende
CPA @Raich Ende

Malter & Co.

SeamlessChex helped us solve one of the crucial problems we were having as a business: recurring payment to vendors.

Justin Mitchell
Justin Mitchell
Founder, Owner@ SoFriendly

Paynote allows us to easily request one time and recurring rent payments from our tenants.

Sam Katz
Sam Katz
Executive Director@ Roxann Realty

SeamlessChex has made it easy for our business to receive funds the next day from our clients.

Tiffany Kapp
Tiffany Kapp
Managing Partner@ Custom Business Solutions

Every small business needs Paynote! Paynote's allowed me to send and receive payments quickly, securely, and reliably.

Jeff Swersky
Jeff Swersky
Owner @Jeff Swersky
Consulting

SeamlessChex has been an invaluable addition to our company. It has drastically reduced the time to receive.

Alim Sunderji
Alim Sunderji
COO @Sleeptronic @Parker Insurance

Successful businesses all over the USA choose Seamless Chex

“Seamless Chex has been an invaluable addition to our company. It has drastically reduced the time to receive payments for our outstanding invoices. Both our staff and customers love the easy to use interface.”

COO, Sleeptronic
  • Alim Sunderji
  • COO, Sleeptronic

Join thousands of Businesses that use Seamless Chex daily

  • Save up to 2%
  • Next Day Funding
  • Same Day Setup

Discover The Payment Processing Solution That's Right For You

E-check
Debit bank accounts via eCheck and ACH
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Paynote
Accept Verified ACH payments and send payouts
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Merchant Service
Accept Debit and Credit Card payments
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Revolutionize payment processing forever -

Start accepting and sending payments today.