SeamlessChex eCheck for WooCommerce
SeamlessChex eCheck & ACH WooCommerce payment plugin lets you securely accept and verify electronic check payments with streamlined checkout, fast next-day deposits, and Plaid bank verification.
Key Features and Benefits
eCheck and ACH Payments
Accept electronic check payments directly through your WooCommerce store. Customers can pay using:
- Manual routing and account number entry (unverified eCheck)
- Secure, verified U.S. bank login via Plaid
This expands payment options and allows you to reach customers who prefer or require bank-based payments.
Streamlined Checkout Experience
SeamlessChex integrates directly into the WooCommerce checkout flow. Customers can select:
- eCheck (Unverified)
- U.S. Bank (Verified via Plaid)
The checkout experience remains simple and intuitive while offering flexible bank payment options.
Automated Payment Management
Automate payment processing and transaction handling to reduce manual effort and operational overhead. All received payments are tracked in real time through the SeamlessChex dashboard.
Payment Verification and Fraud Reduction
SeamlessChex uses advanced bank account verification technology powered by Plaid to reduce fraud, minimize returns and chargebacks, and increase successful payment approvals.
Fast eCheck Processing and Next-Day Funding
Accept payments via routing and account number entry or authenticated Plaid bank login. eChecks provide instant approval and next-day deposits, making them an ideal ACH alternative without credit checks or long-term contracts.
In-House Support
SeamlessChex provides dedicated in-house support through online chat, phone, and email. Support hours are Monday through Friday, 9:00 AM to 6:00 PM EST.
Documentation
Comprehensive plugin documentation is available to guide you through setup, configuration, and ongoing usage.
Installation and Setup
Prerequisites
A SeamlessChex account is required. Create an account here.
Compatibility and Requirements
- WordPress version 4.7 or later
- WooCommerce installed and active
- Latest WordPress version recommended
WordPress x SeamlessChex Plugin Installation
- Log in to your WordPress Admin Dashboard
- Navigate to Plugins → Add New
- Click Upload Plugin
- Choose the SeamlessChex plugin file
- Click Install Now
- Click Activate
Plugin Configuration and Usage
- Open the SeamlessChex plugin menu in WordPress
- Go to General Settings
- Enter your WooCommerce Consumer Keys and SeamlessChex API Secret Keys (Available in your dashboard at: https://dashboard.seamlesschex.com/settings/api)
- Select Live Mode when ready
- Save changes
Enable SeamlessChex as a Payment Method
- Go to WooCommerce → Settings → Payments
- Enable SeamlessChex
- Save changes
SeamlessChex will now appear as a payment option at checkout.
Summary
The SeamlessChex WooCommerce plugin provides a secure, flexible solution for accepting eCheck and ACH payments online. By combining WooCommerce with SeamlessChex’s bank payment expertise, merchants gain expanded payment options, faster funding, enhanced security, and simplified operations.
Screenshots
Frequently Asked Questions
Do I need a US bank account?
Yes, a US business checking account is required for all SeamlessChex accounts.
What documents are required?
EIN Letter, Drivers License, Last month’s bank statement, Voided Check.
When will I get my funds?
As fast as same day to as long as 2 days after a check has been entered.
How can I process a refund?
If the check has not been processed you will be able to cancel up until the batch closes. If the check has already been processed you can send a refund by sending a check using Seamless ACH.
How can I cancel a check?
You are able to cancel a check before your batch closes in the SeamlessChex portal.
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Ready to get started?
Same-day onboarding. No contract. Talk to a specialist or sign up online.