Here are the most common reasons why merchants struggle to find an adult payment processor:
- Reputational issues – A sizable segment of society still perceives adult content as taboo and immoral. Traditional banks and financial companies decline adult payment processing services to protect their public image.
- Strict regulations – From minimum age requirements to anti-obscenity laws, adult businesses operate in a heavily regulated industry. Many acquiring institutions don’t provide adult merchant accounts to avoid legal trouble.
- Payment fraud – Card-not-present (CNP) transactions are the main method of payment for adult entertainment and ecommerce businesses. CNP transactions have higher rates of identity fraud than in-person card payments.
- High rates of chargebacks – It is common for people to consume adult content, then feel ashamed when the transaction appears on their credit card statement. Many of these customers often file chargebacks to dispute the purchase and get their money back.
- Adult Photography
- Adult Massages
- Escort Services
- Fetish Items
- Lubricants and Lotions
- Online Dating
- Phone Sex Operator
- Sex Education Course
- Streaming Services
- Strip Clubs
- Toys and Novelties
Don’t see your industry? Contact a Seamless Chex representative to see if an adult merchant account is right for you! Check out our suite of products today!
How Can SeamlessChex Help Adult-Oriented Businesses?
With more than a decade of experience serving adult merchants, SeamlessChex understands the unique needs of different types of sexually oriented businesses. From online adult novelty stores to pornographic websites, we leverage our 25+ banking relationships to underwrite your business and help you set up an adult merchant account within days.
Finding an accommodating adult payment processor is only half the trouble. Avoiding merchant account termination will be a constant struggle. SeamlessChex provides the most advanced fraud-mitigation tools and chargeback reduction technologies to protect your merchant account and minimize financial loss.
SeamlessChex adult merchant account services:
- Have no account set up costs
- Provide 24/7 customer support
- Offer quick signup and approval
- Support diverse types of adult businesses
- Easily integrate with your website and shopping cart
- Provide the lowest-cost monthly and processing fees
- Accept credit card, ACH, eCheck, and mobile payments
- Give you a secure, PCI-compliant payment platform
Sign up for Adult Payment Processing Today
Are you having a hard time finding an adult merchant account provider? Is your current adult payment processor burdening you with tons of fees? If you need affordable and reliable merchant account services, SeamlessChex can help. Contact us to consult with our payment experts and learn how you can set up a merchant account today.